– Do whatever it takes –
I am ready to do whatever it takes to improve my financial situation.
I have been thinking about what changes I need to make. I am thinking about changing jobs and maybe even careers. I am thinking about moving.
I have been considering all of my options. I am not sure what route I will take. What I do know is that I will be making major changes in my life soon.
I am tired of feeling like I am falling behind. I am tired of feeling like a failure. I am tired of drinking and smoking away my anxiety and depression. I am tired of distracting myself instead of improving myself. I am tired of settling and telling myself that it’s okay.
I have never felt more ready to change. What I have been doing has not been working. I finally started to make some progress towards paying my debt but had a large unexpected expense come up and derail all of that progress and then some.
– At my job –
My income from my job keeps going down. My pay plan has been changed and more salesmen have been hired. I have been waiting and holding on for things to improve for me there for years. It has been over 3 years since I received my largest bonus check.
I have tried to remain calm, patient, and positive. I have tried to improve my abilities. I have tried working harder and smarter. I keep telling myself things will return to how they were before.
But they haven’t and I’m really starting to feel like I might never make that kind of money again at my current job. However even at the lowest point it is still the highest paying job I have ever had.
I love my job, I work as an automotive service advisor. I am proud to be a salesmen. I am good at it. I am able to use my background working as a technician to assist me in presenting recommendations and explaining repairs.
Since I used to be an automotive technician I am able to bond easily with the technicians at my dealer and the places I have worked before. I know what it is like to be in their shoes. I feel like the mechanics respect me more.
This is a huge advantage over most service advisors who have a sales background but don’t know how to perform the repairs they are selling. They were never a mechanic themselves.
I think changing dealerships is the route I will probably take. This is trickier than it sounds though because I am paid on commission and without any salary guarantee. This is the expected pay plan for my position.
I am scared to go to another dealer and make even less money. I am in debt already and I have to produce most of the income that supports my family.
I don’t want to make a bad situation worse by going somewhere that I will earn even less than I am earning now.
It’s not like I can walk into another dealership and ask them to guarantee I will earn over $10,000 a month that I need to start improving my financial situation.
I can’t keep waiting for things to improve I need to do something to make them improve.
The other route is an even larger change. My wife and I have been discussing selling our current house and moving north.
If we do this we should be able to sell our house for a lot more than we paid 3 years ago when we bought it.
If we are able to sell the house for a large profit and move to an area where homes are cheaper that would allow us to take some money out and settle all or most of our credit card debt.
This would require changing jobs and moving. Those events are probably some of the most stressful things that I can imagine.
I don’t know what I will do, but I need to do something to turn things around. I can’t keep waiting while things continue to get worse.